This website is an official website of Quontic (“we” or “us”). You should read these terms and conditions (“terms”) carefully before using this website. Using the website indicates that you accept these terms regardless of whether or not you choose to register with us. If you do not accept these terms, do not use the website. You should also read the terms and conditions about each service on this website.
1. INTRODUCTION
You may access most areas of the Website without registering your details with us. Certain areas
of the Website are only open to you if you register. By accessing any part of the Website, you
shall be deemed to have accepted these Terms in full. If you do not accept these Terms, you must
leave the Website immediately. We may revise these Terms at any time and you should periodically
check the Website to review the then current Terms because they are binding on you.
Certain provisions of these Terms may be superseded by expressly designated legal notices or
terms located on particular pages of the Website. Where you have registered for additional services
(for example Online Banking) you may also be subject to additional Terms and Conditions. If you want
more information about anything on this Website, please contact via chat or telephone.
2. SERVICE ACCESS
While the Website is normally available 24 hours a day, we shall not be liable if for any reason the Website is unavailable at any time. Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond our control.
3. VISITOR MATERIAL AND CONDUCT
Other than personally identifiable information, which is covered under our Privacy Policy, any material you transmit or post to the Website shall be considered non-confidential and non-proprietary. We shall have no obligations with respect to such material. We shall be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied in them for any and all commercial or non-commercial purposes.
You must not post or transmit to or from the Website any material: (a) that is threatening, defamatory,
obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred,
discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach
of privacy or which may cause annoyance or inconvenience; or (b) for which you have not obtained all
necessary licenses and/or approvals; or (c) which constitutes or encourages conduct that would be
considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or
infringe the rights of any third party, in any country in the world; or (d) which is technically harmful
(including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components,
corrupted data or other malicious software or harmful data). You may not misuse the Website (including,
without limitation, by hacking).
We will co-operate fully with any law enforcement authorities or court order requesting or directing us
to disclose the identity or locate anyone posting any material in breach of these Terms.
4. LINKS TO AND FROM OTHER WEBSITES
Links to third party websites on the Website are provided solely for your convenience. If you use these links, you leave the Website. We have not reviewed all of these third party websites and do not control and are not responsible for their content or availability. We do not endorse or make any representations about them, or any material found there. If you decide to access any of the third party websites linked to the Website, you do so entirely at your own risk.
5. REGISTRATION
Where you are invited to register for any part of this Website, each registration is for a single user only. You must not share your user name and password with any other person or with multiple users on a network. Responsibility for the security of any passwords issued rests with you.
6. DISCLAIMER
This Website is here to give you information about our products and services. It is up to you to decide
whether they are suitable for you. You may want to get advice about this from an independent financial
advisor.
The information on the Website may not tell you all you need to know, and you can ask us or an independent
financial advisor for more details.
Though we try and keep the information up to date, there may be a time delay before we can do so. You
should not rely solely on the information on this Website. You should check details about important things
like price or interest rates in any actual agreement you sign as it is the terms in that document that
form the agreement between us.
7. GOVERNING LAW AND JURISDICTION
These Terms shall be governed by and construed in accordance with US law. Disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the US courts.